Monthly Archives: February 2014

How to Sell a Home Fast in Maryland

When you need to sell your home fast in Maryland, you don’t have time to wait for a buyer to show up. Grays Home Solutions is a home buyer in Maryland and the Tri-state area, and we’ll buy your home within 7 days. No matter what situation you’re in, we’ll make you an offer. If you’re facing foreclosure, time is of the essence, which is why you can’t afford to wait for something to happen, or hope that you can negotiate with your lender. Buying homes fast is what we do.

So how do we do it? One reason we’re able to buy homes so fast is our approach to repairs. We take on the burden of any repairs that your home may need, so instead of spending time fixing your home, you can move on to more pressing matters. Also we make you an all cash offer, and you don’t pay any fees, which helps to speed up the process.

To recap, we make an all cash offer, take care of repairs, and buy your home in the Tri-state area all within 7 days. For more information, don’t hesitate to contact us. By this time next week, your home could be sold.

Selling your home doesn’t have to be a difficult process. Gray’s Home Solutions will buy your home quickly. We’re looking for properties of all types across the state of Maryland. Whether you’ve got a townhouse in Frederick, a rowhome in Baltimore, a rancher in Carroll County or a duplex in Rockville, we’d like to make you an offer. It doesn’t matter if your house is in pristine condition or if it has seen better days, we buy it all. Best of all, in addition to our speed, you pay no fees or commissions when we buy your home. Now there’s an offer that you can’t refuse.

Even if you’re not looking for a buyer, you can participate in our sellers referral program. Here’s how it works. Send us the phone number and property address for a For Sale By Owner or vacant property. We’ll take a look, and if we buy the property we’ll pay you $250 as a thank you for providing the lead.

Are you interested in learning more about selling your home fast? Our ebook has a ton of great information for you. We also have an ebook with information on how to avoid foreclosure, available for download here. They’re both free, so give them a look. You can also connect with Grays Home Solutions on Facebook, Twitter, Google+, and LinkedIn for more real estate made simple.

How Can I Sell My House in Frederick, Maryland?

Are you looking to sell your house in Frederick, Maryland? If you need to sell your house fast and don’t have time to waste, Grays Home Solutions can help. As a home buyer in Frederick County, we’ll buy your home fast. How fast? Within 7 days. In addition to our speed, here are a few more reasons to work with Grays Home Solutions to sell your house in Frederick:

All Cash Offer – We’ll make you a free, no obligation, all cash offer on your home.

No Commission – You don’t pay any commission or fees when you work with us.

No Repairs – Don’t pay for repairs, we’ll take care of them.

Speed – We’ve said it before but it’s worth repeating: We buy your home fast!

Ready to sell your house in the Tri-state area? Contact home buyer Grays Solutions today and sell your home in a week!

Shopping for a Home

After you’ve got your finances in order, it’s time to start shopping for a home. There are lots of things you want to consider when shopping for a home including price range, area, size, and specific home features, so lets explore these further.

Price Range

Your price range is dependent on your yearly household salary. In general, you can afford a home that is 2.5 times your yearly salary. Say you and your spouse take in $100k a year, then you could afford a $250k mortgage. There are plenty of online mortgage calculators out there that can give you a good idea of what you can afford.

Area

Now you want to consider where you want to live. Your three options are in an urban, suburban, or rural area, each with their own pros and cons. Urban areas are often closer to employers, entertainment, schools, and shopping, but may be more expensive. Urban areas may also have crime problems and be noisy. Suburban and rural areas aren’t as expensive as living in the city, but the drive to work, school, or shopping centers will probably be longer. These areas are definitely quieter than the city and also most likely don’t have the same level of crime problems.

Home Size

Home size is another factor you want to consider when shopping for a home. One-story or two? How many bedrooms and baths? What kind of square footage should I look for?

Square footage – Homes with high square footage are cheaper per square foot than homes with less square footage, but you should also consider the layout of the home in this equation. Small homes that have an efficient layout may seem larger.
Stories – One story homes are easier to clean and most likely less expensive. However, this means the bedrooms take up more space overall in the home. Two story homes have more living space and provide a nice separation of the bedrooms from the rest of the living space. However they are more difficult to clean and heat/cool as well.
Bedrooms, Bathrooms, etc. – If you have or plan on having a family, you’ll need at least 3 bedrooms if not more. Singles or seniors are generally fine with two bedrooms. Similarly, families will probably want more than one bathroom in order to avoid conflicts in bathroom time when everyone gets ready in the morning. Singles and seniors may be fine with one. Adding a second bathroom is always an option. You’ll also want to consider other features like a garage, which protects your cars from the elements and adds more storage. Finished basements are also a nice option, though you can most likely finish an unfinished basement unless it’s very old.

If you’re looking to invest in low-cost properties with lots of earning potential, we can help. Gray’s Home Solutions has properties of all types across the state of Maryland. Contact us for a full list of properties. Even if you’re not looking to buy right now, you can participate in our sellers referral program. Here’s how it works. Send us the phone number and property address for a For Sale By Owner or vacant property. We’ll take a look, and if we buy the property we’ll pay you $250 as a thank you for providing the lead.

Source

http://homebuying.about.com/od/buyingahome/a/buyerinfo.htm

The Purchase of a Home: Part One

Buying a home can seem like an overwhelming and complicated process, and the truth is, it can be. Fortunately, if you go about buying a house in a methodical way and plan well, you can make the process a little more easy to manage. Over the next few weeks in our blog posts we’ll talk about the process of buying a home and how to make it work for you.

The First Step in Purchasing a Home

Before you even set foot in a home that’s on the market, you have to get your financials in order. This means credit scores, pre-approval, mortgages, first time buyers programs (if you’re a first timer) and possibly a lawyer. Let’s get into some specifics.

Credit Score – Your credit score measures how reliable you are in terms of paying off your debts on time. This includes things like credit card payments and bills. Your score can range anywhere from 300 (worst) to 850 (best). You build your credit score by paying off bills and payments on time. Having a good credit score is important when buying a home because it can get you a better interest rate on a mortgage. Even a difference of half a percent can save you tons of money over the years you pay.
Pre-approval – Before you start shopping or dealing with a real estate agent, “apply to several lenders within a two week period so that the inquiries do not damage you credit report.” This will tell you how much house you can afford. This benefits you in several ways. First, it keeps your purchase expectations realistic, because you know what you can and can’t afford. Second, if you get pre-approved, you’re much more attractive to sellers, who will recognize that the deal has a better chance to go through if you already have the backing of a lender.
Mortgage – It might seem strange to look for a mortgage before you buy a home, but doing so is another way to keep yourself in a ballpark of homes you can afford. A problem many people encounter when buying a home is that they find a home they love but can’t afford, and are unable to find a mortgage to pay for it.
First Time Buyers Program – Many state and local governments offer first time buyers programs that reduce down payment requirements.

Source

http://www.wikihow.com/Buy-a-House