Tag Archives: foreclosure in Maryland

Here’s some great ways to create some space

Make It Work: Ideas for Squeezing a Little Extra Storage Out of Your Entryway

Your entryway is a tiny room (or maybe not even a room, maybe just a little spot next to the door) that does a lot of work. And now that it’s wintertime your entryway may be feeling the strain — all those coats and hats and gloves and bags and clunky winter boots and nowhere to put them. Here are a few storage ideas that will help you fit it all in — and make your entryway a little more welcoming and a little less chaotic.

Above: As this picture from Bolig proves, it’s possible to stash stuff even in a very narrow hallway. These folks used IKEA Trones shoe storage boxes, which are only seven inches deep, with oversized coat hooks above.

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This hallway/entryway also makes use of wall mounted shoe storage boxes, but with a shelf mounted above to add even more storage. (The top shelf can be a little deeper because it’s above head height.) From IKEA via It’s a House.

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Here’s an idea from the New York home of Ashlina Kaposta of The Decorista — mount a shelf above your doorway for extra storage.

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A shelf mounted just above the floor means plenty of extra space for bags and shoes (and for a coat rack or oversized mirror above, too). Image from Char and the City.

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If your home has a convenient nook like this one close to the door, you can turn it into an impromptu closet with a hanging rod. Decouvrir L’endroit du Decor

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Place a second set of hooks a little lower on the wall for things belonging to the smaller members of the household, as seen on A Cup of Jo.

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If your entryway is small and there isn’t a good spot for a coat rack, a freestanding hall tree could be a good solution. Image from Marie Claire Maison.

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In a pinch, you can always hang a coat rack on the back of the door, as seen onFrench by Design.

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Here’s a great example of using every inch of your entryway – a tiny space with a tall shelf with hooks for hanging, and a bench with even more storage underneath. From Kjerstis Lykke via Adventurous Design Quest.

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No room to park your bike? Why not hang it on the wall? We’ve got a couple of roundups of wall mounted bike storage here and here. (It looks like these folks have also created an innovative system for keeping shoes off the floor, using what looks like bungee cords. Image from My Scandinavian Home.

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No room for furniture in your entryway? Try a wall-mounted table like this one from Design Sponge.

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This entryway from Julie Ansiau packs maximum storage with a shelf for shoes and not one but two coat racks.

4 Tips for Avoiding Foreclosure in Maryland

When you are having trouble making your mortgage payments, things can quickly spin out of control. Foreclosure can have disastrous financial impacts that can take years to get out of so it is important to try to avoid foreclosure at all costs. Here are4 tips for avoiding foreclosure in Maryland.

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Avoid Foreclosure and Sell Your Home!

Home foreclosure happens to all types of people no matter what their job is. It’s a problem that many people throughout Maryland, Pennsylvania, Delaware, Virginia and even New Jersey have to face every day. Not even professional athletes are immune from the dangers of a house foreclosure.

Recently, former NFL quarterback Daunte Culpepper, who had played for both the Minnesota Vikings and the Detroit Lions, lost his 10,000 square foot Florida home to foreclosure. According to USA Today:

Culpepper bought the house for about $3.6 million when he was signed by the Miami Dolphins in 2006. The bank cited $3 million in debt in court papers. Records show Culpepper still owns another home in the suburb of Weston.

So, as you can see, foreclosure can happen to anyone. If you’re a homeowner who is facing foreclosure, like Culpepper was, don’t wait. You need to take action fast. Facing foreclosure is a serious issue and Grays Home Solutuions can help. If you’re having trouble obtaining loans to make your payments current or if you’re 2, 3 even 4 payments behind on your mortgage and can’t see a way out, we have a solution.

If you’re worrying about foreclosure, don’t wait another second. Something such as a foreclosure can ruin your credit and stay on your credit report.

And If you’re looking to sell a home, your answer is Grays Home Solutions. We cover it all, no matter where you are in the home buying or selling process. We’re professionals with the experience to aid you in navigating this difficult home market.

If you have a house that is in need of repairs and that you wish to sell, don’t hesitate to contact Grays Home Solutions. Use our fast response form and we’ll reply to you as quickly as possible.

We also have a sellers referral program! All you have to do is send us the telephone number and property address for every For Sale By Owner or vacant house you can find. Or if you know someone who has a house for sale, send us their information. If we buy the house we’ll pay you $250 just for providing the lead!

To learn more about how to sell your home in days instead of months, please download our ebook today! Or learn about our super easy referral system that benefits sellers and buyers!

Follow Grays Home Solutions on Facebook, Twitter, Google+, and LinkedIn for more real estate made simple.

Source: Daunte Culpepper loses Fla. home to foreclosure, USA Today

The Top Real Estate Trends of 2013

This year has been a bit of a transformative one for the real estate market. Prices seem to have gone up while the availability of homes have apparently gone down. Here are a few of the trends we’re starting to see in today’s market:

Less Homes – Just this past Feburary, it was estimated that there were less than 2 million homes for sale nationwide. The availability of homes creates a supply and demand effect in which the demand for homes has risen while the supply in certain areas seem to be dwindling. Many in-demand properties are not lasting very long on this current market. Some areas of the country, like Colorado and California, are especially feeling the effects of this trend.

Lower Mortgage Rates – As far as mortgages go, the national average rate on a 30-year fixed mortgage happens to now be slightly over four percent, which makes it one of the lowest rates ever. Rates have started to increase steadily and may increase even more depending on what actions the Federal Reserve decides to take. Some forecasters have predicted that the Fed will keep rates low for at least the rest of 2013 to encourage growth. Rates are expected to rise over the next 18 months as the economy recovers and the Federal Reserve withdraws its support.

Extra Protection for Buyers – A new rule known as The Consumer Financial Protection Bureau’s (CFPB) Ability to Repay that gives many applicants extra protection by ensuring they don’t take on mortgages greater than they can afford. This rule doesn’t officially come into effect until January 2014, but most lenders will begin to enforce it before year’s end.

If you have a house that is in need of repairs and that you wish to sell, don’t hesitate to contact Grays Home Solutions. Use our fast response form and we’ll reply to you as quickly as possible.

To learn more about how to sell your home in days instead of months, please download our ebook today! Or learn about our super easy referral system that benefits sellers and buyers!

Follow Grays Home Solutions on Facebook, Twitter, Google+, and LinkedIn for more real estate made simple.

Source: Trends of the Real Estate Market in 2013, The Paramus Post

Don’t Let Your Foreclosure Become a Zombie Foreclosure

Zombies have always been a part of popular culture. In recent years, zombie films, television shows and movies have become extremely prevelant in mainstream media. With the upcoming release of films such as World War Z, zombies are more popular than ever. Zombies have now made their way into real estate by way of “zombie foreclosures.”

A zombie foreclosure is when a homeowner receives a foreclosure notice and simply packs up and leaves the property figuring the bank will take care of the rest. What the homeowner doesn’t realize, however, is that more often than not the bank doesn’t follow through on the process. The property is then still attached to the homeowner’s name and they’re still responsible for the property taxes.

According to RealtyTrac, there are about 302,000 zombie foreclosures. When a zombie foreclosure happens, often the house falls into disrepair and is neglected. The lawn isn’t mowed, the outside of the home starts to fall apart and it causes the value of homes in the neighborhood to plummet. Statistically, Florida led the nation in zombie foreclosures with about 91,000 homes. After Florida on the rankings was Illinois, with 31,668, and third was California, with 28,821.

The nationwide average for these zombie foreclosures is about 35 percent. These properties in the foreclosure process were flagged as vacant or were identified as a situation where the homeowner in foreclosure had moved out.

Don’t let your home become a zombie foreclosure. Sell your home to Grays Home Solutions. No matter what your situation is, we can help. If you have a job transfer, are going through a divorce or have to move to a new area for any reason, Grays Home Solutions will take your home off your hands so it doesn’t end up a zombie foreclosure. Best of all, our service is free. You won’t have to pay a single penny to get your home sold in as little as a week.

There are no long months of waiting and you won’t have to abandon your home and let it become a zombie property. Let Grays Home Solutions take charge of the situation no matter what condition your home is in. We buy homes at no cost to the homeowner in almost any condition. So, avoid the zombie foreclosure trap and go with Grays.

If you have a house that is in need of repairs, don’t hesitate to contact Grays Home Solutions. Use our fast response form and we’ll reply to you as quickly as possible.

To learn more about how to sell your home in days instead of months, please download our ebook today! Or learn about our super easy referral system that benefits sellers and buyers!

Follow Grays Home Solutions on Facebook, Twitter, Google+, and LinkedIn for more real estate made simple.

Source: Zombie foreclosure statistics scary, Chicago Tribune

Have Money to Invest? Call Grays Home Solutions!

In our nation alone, there are thousands of success stories that owe their success to real estate investments. If you’re an investor and you desire to build long term wealth but aren’t sure where to start, call Grays Home Solutions. We’ll help you make smart investments that pay off in the future. Even if you don’t have any knowledge of real estate, Grays Home Solutions can help.

If you have cash to invest, retirement funds or no cash but good credit, contact us to learn about our fantastic real estate opportunities. We can even help you grow your financial future tax deferred or even tax-free. Use our investor contact form today and we’ll get back to you as soon as possible. All of the information you provide will be kept completely confidential.

Investing with cash in real estate aided by Grays Home Solutions is a proven method to grow wealth. A few years ago, The Baltimore Sun reported that more than half of all homes sold went to buyers without bank loans. Those homes went to buyers who only used cash to buy properties around the Baltimore area. Experts found it more helpful than hurtful to the current housing crisis

If you’re a seller and have a home or distressed property that you’d like to get rid out, we can help you with that, too. We get homes sold quickly, often in as little as seven days. If you’re behind on your mortgage or are having trouble, we can provide help. No matter what state your home is in, call Grays Home Solutions and let us help you out of whatever home mess that you’re currently in. You don’t have to go into foreclosure, just call Grays Home Solutions for a free consolation on how to avoid having your home foreclosed on.

To learn more about how to sell your home in days instead of months, please download our ebook today! Or learn about our super easy referral system that benefits sellers and buyers!

Follow Grays Home Solutions on Facebook, Twitter, Google+, and LinkedIn for more real estate made simple.

Source: Investors with cash drive Baltimore’s housing market, The Baltimore Sun

Homeowners: Sell Your Home Worry Free in 7 Days

If you’ve recently gone through a divorce, had a job transfer or some other reason that is going to cause you to get rid of your home immediately, help is finally here. Grays Home Solutions can help you get rid of your home much faster than listing it on the real estate market. We all know that unexpected events and issues come up in life, and if you have to move or leave your current home, you don’t always have time to wait around until it sells. We provide a solution to sellers that traditional real estate agents can’t.

With a volitile housing market, houses have been known to stay on the market for a month, sometimes even longer. Homes have been known to stay on the market unsold for a year or more and there is no guarantee on the time frame of how fast your home sells after you list it. And if your home is in poor condition or needs some work, that time frame can be made even longer.

You can avoid this kind of hassle and stress by selling your home to Grays Home Solutions. Fill out our fast response form or call us directly at 240-347-3141. All of the information you provide will remain completely confidential. We have your best interests at heart and you will not be charged ANYTHING, no money will come out of your pocket for our services. Just hand the reins of your home over to us and we’ll do the rest. It’s easy and pain-free.

What do you have to lose? Call us today and lets discuss your situation.

If you have a distressed property, whether the outside cosmetics are in poor shape or if the interior or equity is ruined on it, call Grays Home Solutions.

We’re not licensed real estate agents and we’re not affiliated with any real estate firm, but we know the business inside and out. So unlike a typical buyer, we won’t ask you for any of the support or “hand-holding” that can be so time-consuming when working with non-professionals. Just call us with the lead, then sit back and wait for your check.

To learn more about how to sell your home in days instead of months, please download our ebook today! Or learn about our super easy referral system that benefits sellers and buyers!

Follow Grays Home Solutions on Facebook, Twitter, Google+, and LinkedIn for more real estate made simple.

Are You a Homeowner Who Needs to Sell Their Home? Let Grays Home Solutions Help!

Reports have shown that Maryland has one of the highest foreclosure rates in the nation . From April 2012, Maryland home foreclosure rates rose 199 percent, bringing Maryland to the 7th highest foreclosure rate in the country. Maryland’s trends are going against national foreclosure trend, which found a 23.3 percent decline from the previous year with one out of every 905 homes in the U.S. entering foreclosure. Maryland’s own foreclosure rate saw a 154.3 foreclosure rate rise since April 2012.

More Maryland homes just aren’t foreclosing, they’re also sitting on the market for a long time. Although reports indicate that time is getting less and less, with the average time for a home being sold in the Baltimore area being 36 days. This is down from 64 days a home would sit on the market in 2012. For areas outside the Baltimore, the time that homes are sitting on the market is even higher. In Washington County, the average time is 110 days. And in Frederick County, the average time a home is on the market is 70 days.

No matter how you look at it, if you’re a homeowner with a home you’re looking to sell for whatever reason, you’ll have to wait at least a month before its sold. And maybe you have circumstances that cause you to need your home sold immediately. Putting your home on the market won’t get it sold the fastest way possible. That’s where Grays Home Solutions comes in. We make quick property purchases and can buy your home in as little as 7 days.

If you don’t have any equity, are behind on your mortgage payments or have a job transfer where you can’t wait around for your house to sell. If you want to get rid of your home immediately, Grays Home Solutions is here to help. If you’re in danger of foreclosure, you could ruin your credit for years. By using Grays Home Solutions services, your credit will remain unharmed.Listing your home with an agent when you’re in financial trouble can cost you in more ways than one and a short sale may be the only option, in which your credit will still take a hit. Grays Home Solutions specializes in Immediate Debt Relief and will purchase your home in a time frame that works best for you. Preserve your credit and remember You will never be charged one red cent for our services.

What do you have to lose? Call us today and lets discuss your situation.

If you have a distressed property, whether the outside cosmetics are in poor shape or if the interior or equity is ruined on it, call Grays Home Solutions.

To learn more about how to sell your home in days instead of months, please download our ebook today! Or learn about our super easy referral system that benefits sellers and buyers!

Follow Grays Home Solutions on Facebook, Twitter, Google+, and LinkedIn for more real estate made simple.

Sources:

Maryland foreclosure rate is seventh-worst in U.S., Baltimore Business Journal

In Baltimore area, homes are selling in 36 days (and often fewer), Baltimore Business Journal

Retirement Savings Problems? Invest in a Home with Gray’s Home Solutions

Are you worried about the state of your retirement plan? The Employee Benefit Research Institute recently found that Americans’ confidence in their ability to retire comfortably is stagnant at historically low levels. And that just 14 percent are very confident they will have enough money to live comfortably in retirement.

Both Forbes and TIME Magazine have discussed a sort of retirement savings crisis that is sweeping the country. Forbes called the amount of money that Americans are putting aside for retirement “pathetic” and that the amounts they saw on average for retirees will not leave an individual or household with anywhere near enough money to fund anything but “the most penurious of retirement lifestyles.” TIME reported this trend as “a retirement savings crisis in the U.S. that is prompting millions of people to plan to work longer in order to make ends meet when they finally call it quits.” So, if the outlook is so bleak, what are the alternatives?

One alternative is investing in a home. With Gray’s Home Solutions, we can help you invest in a property and help make your retirement funds work for you. As real estate investors, you can partner with us and build your financial future tax-free or at the very least tax deferred. And you’ll begin to see returns on your real estate investments through interest payments.

Whether you have a retirement fund, cash or no cash but good credit, Gray’s Home Solutions can help you invest your money in a home that will allow you to live a lifestyle that traditional 401(k)s and other retirement savings methods might not be able to provide you with. We buy homes quickly and with no fees to you. We are not real estate agents and there is no pre-approval process; just a home that you invest in and gain interest from. You can create your own secure financial future by investing in a home through Gray’s Home Solutions.

And if you’re looking to sell a property, it’s pretty simple: real estate investors make your life easy by purchasing your property quickly. We handle all of the paperwork and make all of the arrangements. You will get a no hassle closing, with no cost to you. It doesn’t matter if your house is in perfect shape, needs repairs, is vacant, or neglected, we can buy it fast. Grays Home Solutions will buy your home in days, not months: give us a call at 240-347-3141.

To learn more about how to sell your home in days instead of months, please download our ebook today! Or learn about our super easy referral system that benefits sellers and buyers!

Follow Grays Home Solutions on Facebook, Twitter, Google+, and LinkedIn for more real estate made simple.

Sources:

The 2012 Retirement Confidence Survey: Job Insecurity, Debt Weigh on Retirement Confidence, Savings, Employee Benefit Research Institute

The 401(k) And Our Emergency Savings Problem, Forbes

Retirement Saving: What Comes Natural is Worst Approach, TIME

Can’t Make a Mortgage Payment? We Can Help

Paying the mortgage can become a struggle, especially if you have fallen on hard times financially. Regardless of your financial situation there is a solution to your problems. Initially, it may have seemed that taking out multiple mortgages would do the trick, but the bills keep piling up and keeping up with them has become impossible. What should you do to fix this?

In a situation like this, time is of the essence. The longer you wait to deal with this problem, the fewer options there will be to handle the situation.

After ninety days of missed payments, foreclosure is a definite possibility. The lender has the ability to foreclose on your property and sell it to the highest bidder. Any time leading up until now is when action should be taken to prevent this. Foreclosure will remain on your credit report for ten years making it difficult to receive loans in the future.

A way to avoid foreclosure and successfully pay off your debts is to sell the home. If you can sell the property for more than what you owe, then you will be able to pay off the lenders and move into a more affordable place based on your current financial situation.

If difficulty making mortgage payments is something that you’re struggling with, there is a way out. At Gray’s Home Solutions we would be happy to help you and offer a way out of this sticky situation.

Call us today at 240-347-3141 and let’s discuss your home! Did you know that 95.7% of the time we can buy your home, and solve your problem.

Follow Grays Home Solutions on Facebook, Twitter, Google+, and LinkedIn for more real estate, made simple.

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